Financial Independence

A Guide to Start your Plan of FI

In the PT profession, we write both short- and long-term goals for our patients. These goals determine our course during the sessions and ensures the effectiveness of our training and treatment. A guide that lets us know how to begin treatment, increase, or decrease exercise intensity and discharge our clients once our goals are achieved.… Continue reading A Guide to Start your Plan of FI

Financial Independence

3 Questions to Ask to Avoid Money Mistakes

Do yourself a favor. Stop for a minute and ask yourself what you want your life to look like. Picture yourself in that moment when you have got it made. Where are you? What are you doing? Who do you share this moment with? The future image you are seeing will be the results of… Continue reading 3 Questions to Ask to Avoid Money Mistakes

Financial Independence

3 Tax Advantaged Accounts You Must Start This Year

We just completed our monthly finances review and found that our Net Worth decreased by almost $12,000.  Funds we have in our brokerage and retirement accounts took a downfall. Some things are just beyond our control. The markets being as fickle as it is, we still believe that investing is a slow and steady way… Continue reading 3 Tax Advantaged Accounts You Must Start This Year

Financial Independence

Think Like a Physical Therapist: Achieve Financial Independence and Personal Goals

What do you want to get out of life? Is there a voice inside your head telling you to be this or to achieve that? Are the goals you set for you and your family seems out of reach? As physical therapists we were trained to be problem solvers. Every time we see a patient… Continue reading Think Like a Physical Therapist: Achieve Financial Independence and Personal Goals

Financial Independence

Home Health Physical Therapist Journey to Financial Independence

Joys and Challenges The profession of physical therapy opens a world of options with regards to specialty and setting. One of this is in home health. It is a good path to achieve financial independence because the pay rate is relatively higher than other settings. Because of the difference in pay, it takes a lot… Continue reading Home Health Physical Therapist Journey to Financial Independence

Financial Independence

How to Save Money: Top 7 Ideas

Earning money is hard, but saving money is even harder. After working 40 plus hours each week, we feel that we just want to spend our paychecks and splurge like there is no tomorrow. We deserve it, but we know this only perpetuate a vicious cycle. Working hard itself made me realize one thing. That… Continue reading How to Save Money: Top 7 Ideas

Financial Independence

The Sweet Spot in our Journey towards Financial Independence

Thousands of miles away from home and work, have given us the privilege to think about our life choices. Are we risking our chance at early retirement with the amount of travel we are doing? Are we losing the opportunity to save up and invest to be financially independent? Is it worth the trade? La… Continue reading The Sweet Spot in our Journey towards Financial Independence

Financial Independence

Compound Interest | The Force that Accelerates Financial Freedom

A Crazy Kid with a Crazy Idea I loved mangoes when I was a kid, and still do now. When I learned that this sweet golden bundle of deliciousness came from trees, my naïve mind came up with a crazy idea. Photo by julie aagaard on Pexels.com What if we have our own mango tree!?… Continue reading Compound Interest | The Force that Accelerates Financial Freedom

Financial Independence

How Much Do I Need to Retire?

Doubts and questions How many millions of dollars must we put away to be contented for the rest of our lives? Do we still have to work until we're 67? Is it possible to retire early? How much do I need to retire? Our humble beginnings My wife and I are roughly of the same… Continue reading How Much Do I Need to Retire?