In the PT profession, we write both short- and long-term goals for our patients. These goals determine our course during the sessions and ensures the effectiveness of our training and treatment. A guide that lets us know how to begin treatment, increase, or decrease exercise intensity and discharge our clients once our goals are achieved.… Continue reading A Guide to Start your Plan of FI
Do yourself a favor. Stop for a minute and ask yourself what you want your life to look like. Picture yourself in that moment when you have got it made. Where are you? What are you doing? Who do you share this moment with? The future image you are seeing will be the results of… Continue reading 3 Questions We should Ask to Avoid Money Mistakes
We just completed our monthly finances review and found that our Net Worth decreased by almost $12,000. Funds we have in our brokerage and retirement accounts took a downfall. Some things are just beyond our control. The markets being as fickle as it is, we still believe that investing is a slow and steady way… Continue reading 3 Tax Advantaged Accounts You Must Start This Year
What do you want to get out of life? Is there a voice inside your head telling you to be this or to achieve that? Are the goals you set for you and your family seems out of reach? As physical therapists we were trained to be problem solvers. Every time we see a patient… Continue reading How we use the S.O.A.P Format in achieving Personal Goals and Financial Independence
Joys and Challenges of Home Health PTs The profession of physical therapy opens a world of options with regards to specialty and setting. One of this is in home health. It is a good path to achieve financial independence because the pay rate is relatively higher than other settings. Because of the difference in pay,… Continue reading A Home Health Physical Therapist Journey to Financial Independence
Earning money is hard, but saving money is even harder. After working 40 plus hours each week, we feel that we just want to spend our paychecks and splurge like there is no tomorrow. We deserve it, but we know this only perpetuate a vicious cycle. Working hard itself made me realize one thing. That… Continue reading How to Save Money: Top 7 Ideas
Thousands of miles away from home and work, have given us the privilege to think about our life choices. Are we risking our chance at early retirement with the amount of travel we are doing? Are we losing the opportunity to save up and invest to be financially independent? Is it worth the trade? La… Continue reading Discovering the Sweet Spot in our Journey towards Financial Independence
A Crazy Kid with a Crazy Idea I loved mangoes when I was a kid, and still do now. When I learned that this sweet golden bundle of deliciousness came from trees, my naïve mind came up with a crazy idea. Photo by julie aagaard on Pexels.com What if we have our own mango tree!?… Continue reading Accelerate your Freedom through the Magic of Compound Interest
Do you love what you do? Do you struggle waking up every Monday morning? Can you imagine doing it for the next 3 to 4 decades of your life? Have you ever thought when you could stop? Do you want to do something else? Or do the same work not for the paycheck but because… Continue reading When Can I Retire?
Doubts and questions How many millions of dollars must we put away to be contented for the rest of our lives? Do we still have to work until we're 67? Is it possible to retire early? How much do I need to retire? Our humble beginnings My wife and I are roughly of the same… Continue reading How Much Do I Need to Retire?